Licensed California Mortgage Broker (Originator)

California's Trusted Mortgage Expert

Get competitive rates and personalized service with 10+ years of experience. NMLS #2585059

10+ Years Experience
Licensed Professional
Fast Response

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Why Choose Andrei Pushenko?

Licensed Professional

NMLS #2585059. Licensed California mortgage broker with access to competitive rates from multiple lenders.

Personal Service

Direct access to Andrei Pushenko with personalized attention throughout your mortgage process.

10+ Years Experience

Experienced mortgage professional helping California clients achieve their homeownership dreams.

Competitive Rates

Access to multiple lenders gives us the ability to secure competitive rates for our clients.

Fast Pre-Approval

Quick pre-approval process to help you act fast in competitive California markets.

Secure & Confidential

Your personal and financial information is protected with bank-level security protocols.

Ready to Get Started?

Contact me today for a free consultation and personalized rate quote

About Andrei Pushenko

Your Trusted California Mortgage Professional

Professional Biography

With over 10 years of experience in the California mortgage industry, Andrei Pushenko has helped hundreds of families achieve their dream of homeownership. As a licensed mortgage broker (NMLS #2585059), Andrei provides personalized service and competitive rates by working with multiple lenders to find the best loan programs for each client's unique situation.

NMLS License #2585059

Licensed California Mortgage Broker (Originator)

10+ Years Experience

Serving California homebuyers

Personal Service

Direct access throughout your loan process

Our Mission

My mission is to make homeownership accessible and affordable for California residents by providing exceptional service, competitive rates, and personalized attention throughout the mortgage process. I believe every client deserves direct access to their loan officer and transparent communication from application to closing.

Why Clients Choose Me

Direct Communication

Speak directly with Andrei, not a call center representative

Quick Response Time

2-hour response guarantee during business hours

Multiple Lender Access

Shop multiple lenders to find your best rate

Education Focused

I'll explain every step of the mortgage process

Ready to Work Together?

Schedule a consultation today to discuss your mortgage needs

Schedule Consultation

Loan Programs

Choose from our comprehensive selection of mortgage programs designed to meet your unique needs

Conventional Loans

As low as 3% down

Traditional financing with competitive rates and flexible terms. No PMI with 20% down payment.

  • Credit score 620+
  • Down payment 3-20%
  • Purchase or refinance
Learn More

FHA Loans

3.5% down payment

Government-backed loans perfect for first-time homebuyers with lower credit scores.

  • Credit score 580+
  • Down payment 3.5%
  • First-time buyer programs
Learn More

VA Loans

No down payment

Exclusive benefit for veterans, active military, and eligible spouses. No PMI required.

  • No down payment required
  • No PMI
  • Competitive rates
Learn More

Jumbo Loans

$766,551+ amounts

Financing for luxury homes and high-value properties above conforming loan limits.

  • Loan amounts $766,551+
  • Luxury home financing
  • Competitive jumbo rates
Learn More

No Income Verification

Bank statement programs

Perfect for self-employed borrowers who can't provide traditional income documentation.

  • Self-employed friendly
  • Bank statement qualification
  • Asset-based approval
Learn More

Hard Money Loans

5-10 day funding

Fast financing for investors and fix-and-flip projects with asset-based approval.

  • 5-10 day funding
  • Asset-based approval
  • Investor focused
Learn More

Not Sure Which Program is Right for You?

Let me help you find the perfect loan program for your situation

Call (559) 942-1748

Mortgage Calculator

Calculate your monthly mortgage payment including principal, interest, taxes, insurance, and PMI

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20%
%
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$

Total Monthly Payment

$2,875

Payment Breakdown

Principal & Interest $2,108
Property Tax $500
Home Insurance $100
PMI $167
HOA Fees $0
Loan Amount $400,000
Total Interest Paid $358,800
Discuss My Options

Disclaimer: This calculator provides estimates only and is not a commitment to lend. Actual rates and payments may vary based on credit score, down payment, property type, and other factors. All loans are subject to credit approval, property appraisal, and underwriting guidelines. Rates and terms are subject to change without notice.

Pre-Approval Application

Get pre-approved in minutes with our secure application process

Your information is protected with bank-level security

Personal Information

Step 1 of 4

Loan Details

Step 2 of 4
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Financial Information

Step 3 of 4
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Review and Submit

Step 4 of 4

Contact Information

Name:
Email:
Phone:

Loan Details

Loan Purpose:
Property Value:
Down Payment:

Financial Summary

Annual Income:
Credit Score:
Bank-level security
Privacy protected
2-hour response

Contact Andrei Pushenko

Ready to start your mortgage journey? Let's connect today

Call Me Direct

Speak directly with Andrei

(559) 942-1748
Available 7 days a week

Email Me

Send me your questions

andrei@vanguard-mortgage.com
2-hour response guarantee

Schedule a Call

Book a convenient time

calendly.com/pushenko801
Free consultation

Text Message

Quick questions via SMS

Text (559) 942-1748
Fast response

Send Me a Message

Service Areas

I serve clients throughout California including:

Los Angeles County
Orange County
San Diego County
Riverside County
San Bernardino County
Fresno County
Kern County
All California Counties

My Response Time Guarantee

2 hours during business hours
Same day on weekends
Direct access to Andrei